Health Insurance SaleEarly Phase 1NCT00532181
Micro-Health Insurance in Cambodia
A Early Phase 1 study testing Savings Behavior and Consumer's Approach to Risk in people with Health Insurance Sale and Health Utilization, run by University of California, Berkeley at 1 site in Cambodia.
Trial summary
People who buy insurance are sicker and/or more risk averse than those who don't. Also, Micro-health insurance increases utilization of public health care facilities and protects against asset sales. Read more about this study
- Who is it for?
- Any age
- Conditions the study is for
- Health Insurance Sale, Health Utilization, Asset Sales, Investment and Saving Behaviors
- What is being tested?
- Savings Behavior and Consumer's Approach to Risk
- Type of treatment
- Lifestyle or therapy programme
- How many people
- Not given
- Where
- 1 siteCambodia
- Study dates
- Apr 2008to Dec 2011
- Phase
- Early Phase 1
- Are there results?
- None posted in the registry
Key requirements
Who can take part, as listed by the sponsor. Only the study team can confirm whether you are eligible, so take this list to your doctor.
- Ages Any age
- All sexes
- Child, Adult, Older adult
Who may be able to join
- Must be in a village where the health insurance program is being offered.
Who cannot join
None listed.
Trial locations and contacts
1 site in 1 country.
Cambodia1 site
Sky Health Insurance
Phenom Phen
David Levine, PhD Econ, (510)642-1697, levine@haas.berkeley.edu
About this study
Official title: A Randomized Control Trial of Micro-Health Insurance in Cambodia
People who buy insurance are sicker and/or more risk averse than those who don't. Also, Micro-health insurance increases utilization of public health care facilities and protects against asset sales.
Read the detailed description
Randomly assign coupons giving a discounted price for insurance. Since coupon receipt is exogenous, use these coupons as an instrument for take-up of insurance.
- Being tested
- Savings Behavior and Consumer's Approach to Risk
- Keywords
- Health insurance, Health utilization rates, Saving Behavior, Risk aversion
What participants receive
What participants receive. In a randomised study each person is assigned to one group by chance.
Savings Behavior and Consumer's Approach to RiskBehavioural
What is being measured
The primary outcome is the main question the study is designed to answer.
Better Understand Health Utilization Behavior in Cambodia
Secondary outcomes (1)
Better Understand asset sales, investment and saving behaviors
Timeline
From the start of the study to its completion; the mark is today. Estimated dates are the sponsor’s plan.
- First posted20 Sep 2007 (estimated)
- Study startApr 2008
- Study completionDec 2011 (estimated)
Resources
- Official record on ClinicalTrials.govThe registry entry this page is built from, with its full change history.
- Other trials for Health Insurance SaleStudies of the same condition, open and under way.
- What the trial phases meanHow a treatment moves from first tests in people to approval.
More details
For doctors and researchers: how the study is designed, who runs it, and its registry IDs.
Study design
- Study type
- Interventional
- Phase
- Early Phase 1
- Primary purpose
- Prevention
- Allocation
- Randomised
- Intervention model
- Parallel groups
- Masking
- Single blind
- Who is masked
- Participant
Sponsor and investigators
- Lead sponsor
- University of California, Berkeley
- Sponsor type
- University, hospital or other
- Collaborators
- French Development Agency, United States Agency for International Development (USAID)
- Investigators
- David Levine, PhD Econ, Principal investigator, University of California, Berkeley
IDs, dates and publications
- ClinicalTrials.gov ID
- NCT00532181
- Sponsor's protocol ID
- CPHS Protocol 2007-3-48
- Status last verified
- Sep 2007
- First submitted
- 18 Sep 2007
- Last updated
- 20 Sep 2007
- Results posted
- No
Study at a glance
From the registry record, last updated by the sponsor on 20 Sep 2007. Recruitment status is as the sponsor reported it: confirm with the study team.
- Official title
- A Randomized Control Trial of Micro-Health Insurance in Cambodia
- ClinicalTrials.gov ID
- NCT00532181
- Acronym / sponsor ID
- CPHS Protocol 2007-3-48
- Keywords
- Health insurance, Health utilization rates, Saving Behavior, Risk aversion
- Phase
- Early Phase 1
- Study type
- Interventional
- Recruitment status
- Unknown status
- Lead sponsor
- University of California, BerkeleyUniversity, hospital or other
- Collaborators
- French Development Agency, United States Agency for International Development (USAID)
- Study start
- Apr 2008
- Study completion
- Dec 2011 (estimated)
- First posted
- 20 Sep 2007 (estimated)
- Results
- Not posted in the source record
Clinical summary
The research question as the sponsor registered it. This describes what the study plans to test, not what it found.
People who buy insurance are sicker and/or more risk averse than those who don't. Also, Micro-health insurance increases utilization of public health care facilities and protects against asset sales.
Detailed description
Randomly assign coupons giving a discounted price for insurance. Since coupon receipt is exogenous, use these coupons as an instrument for take-up of insurance.
Study design
- Primary purpose
- Prevention
- Allocation
- Randomised
- Intervention model
- Parallel groups
- Masking
- Single blind (participant)
Who may qualify
- Sex
- All
- Age groups
- Child, Adult, Older adult
Key inclusion criteria (1 listed)
- Must be in a village where the health insurance program is being offered.
Key exclusion criteria (0 listed)
Eligibility is decided by the study team after screening; this overview does not establish that a patient qualifies. Full inclusion and exclusion criteria.
Interventions
| Intervention | Type | Arms |
|---|---|---|
| Savings Behavior and Consumer's Approach to Risk | Behavioural | – |
Primary outcome
Better Understand Health Utilization Behavior in Cambodia
1 secondary outcome
Better Understand asset sales, investment and saving behaviors
Results and safety
Results are not available in the source record.
Research links
- Official record on ClinicalTrials.govLast updated by the sponsor 20 Sep 2007.
Referral and contact
AzTrials does not enrol participants or take referrals. Contact the study team or a site listed below; they decide who can take part. This study is not recruiting at the moment.
David Levine, PhD Econ principal investigator
University of California, Berkeley
1 site in 1 country: see every site and its status.
Questions about this trial
What is this clinical trial studying?
A Early Phase 1 study testing Savings Behavior and Consumer's Approach to Risk in people with Health Insurance Sale and Health Utilization, run by University of California, Berkeley at 1 site in Cambodia.
The full registered description is in the About this study section and the official record.
Who may be eligible to take part?
The sponsor lists 1 inclusion and 0 exclusion criteria. Eligibility is decided by the study team after screening, so read the full criteria and contact a listed site.
Is this clinical trial currently recruiting?
The record says: status not confirmed, as of the sponsor's last update on 20 Sep 2007. Status can change between updates, so confirm with the study contact before making plans.
Where is the study taking place?
The record lists 1 site in Cambodia. Whether a site is taking part right now should be confirmed with that site. See every site.
What are the possible benefits and risks?
They depend on the study and the treatment, and no study can promise a benefit. The study team explains the known risks during informed consent, before anyone joins; the record itself does not list them.
What does this phase mean?
Early Phase 1 (sometimes called Phase 0) studies give a very small amount of a treatment to a few people, mainly to see how the body handles it.
Not every study follows the same path, and some studies (observational studies, device studies) have no phase.
Are results available for this study?
Results are not available in the source record.
How can a doctor refer a patient or contact the research team?
Contact Rachel Polimeni, PhD Student Economics ((510) 684 8507, polimeni@econ.berkeley.edu), or a site near the patient. AzTrials does not enrol participants or take referrals.
What does the primary outcome measure?
Better Understand Health Utilization Behavior in Cambodia. It is what the study was designed to measure, not a finding.
Where can I read the original study information?
Does a listing mean the treatment is approved or proven to work?
No. A listing means the study is registered. It does not show that the treatment is safe, works, or is approved by a regulator.
How often is this information updated?
AzTrials copies changed records from ClinicalTrials.gov every night and reloads the whole registry every week. The sponsor last updated this record on 20 Sep 2007.